Profile photo of a State Farm Agent Named: Scott Sutton
Office Hours

Mon-Fri 9am-5pm

Sat. and Eve. by Appointment

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Annuities

State Farm Insurance Agent View Licenses

Scott Sutton

3139 Dixie Highway Suite C
Erlanger, KY 41018-1881

We are located on Dixie Hwy in Erlanger across the street from Kroger next to Bargain Hunt.

Map & Directions Contact Us Get ID Card
ABOUT ME

I'm so proud to represent State Farm to those in my Northern Kentucky community. I have lived in Northern Kentucky for years with my family which includes two boys. At Scott Sutton State Farm we are a leader for insurance and financial service needs. We provide a top-tier professional experience for our customers. Please contact us today to meet us or stop by our location in Erlanger, Kentucky on Dixie Highway. I look forward to talking with you.

Get a Quote
Get a Quote
Get a Quote
ABOUT ME

I'm so proud to represent State Farm to those in my Northern Kentucky community. I have lived in Northern Kentucky for years with my family which includes two boys. At Scott Sutton State Farm we are a leader for insurance and financial service needs. We provide a top-tier professional experience for our customers. Please contact us today to meet us or stop by our location in Erlanger, Kentucky on Dixie Highway. I look forward to talking with you.

Insurance Products

Auto, Home, Property, Business, Life, Health

Other Products

Banking, Annuities

Our office can always be reached at (859) 341-8700
Your Preferred method of contact

For your protection, please do not include sensitive personal information such as social security numbers, credit/debit card number, or health/medical information.

Insurance coverage cannot be bound or changed via submission of this online e-mail form or via voice mail. To make policy changes or request additional coverage, please speak with a licensed representative in the agent's office, or by contacting the State Farm toll-free customer service line at (855) 733-7333 .

Please attach only .docx, .xlsx, .pdf, .jpg, .jpeg, .png, .gif, or .txt file(s) — Unsupported file types will not be delivered to the agent.
I'd like more info about

Our mission at Scott Sutton State Farm is to empower people to define, protect, and plan for what is most important.

Read below about our different types of polices or you can call us to learn more.

Kentucky Auto Insurance

To be able to register your car in Kentucky it is required by the Commonwealth that a driver has at least a minimum level of insurance coverages. The car insurance coverage types fall under liability limits:

  • Bodily Injury to Others: $25,000 per person and a total of $50,000 per accident

  • Property Damage Liability: $10,000 per accident

While the state minimum car insurance coverage can make you street legal in may not be enough to cover you in an accident. Getting the lowest amount of car insurance for the lowest cost may hurt you in the long run if you cause a car accident. Contact Scott Sutton’s team to discuss proper car insurance coverages for you and your family.

Should you be hurt in a car accident the coverage known as PIP or Personal Injury Protect will cover your medical expenses and other related expenses due to the accident. The minimum amount of PIP coverage in Kentucky is $10,000 per person and will cover:

  • Medial related expenses from injuries incurred during an car accident.

  • Lost income due to time that you were unable to work.

Kentucky Homeowner’s Insurance

State Farm Homeowner’s Insurance is a top favorite for many Kentucky residents. A person’s home is one of their most valuable possessions. Contact State Farm Agent Scott Sutton to review additional details about homeowner’s insurance policy coverages. Our team of licensed insurance professionals will review your home and personalize your policy to suite your needs.

Homeowners insurance covers your home and its contents against theft, fire, weather damage and other covered losses. See below for the most common coverages with homeowners insurance:

  • Dwelling – This helps protect your home’s actual structure, appliances that are built in and other items like wall-to-wall carpet and hardwood floors.

  • Personal Property – With personal property protection items that are not attached or built in are covered. This includes furniture, televisions, beds and clothing.

  • Personal Liability – Should something happen in your home that causes damage to something or physical harm to someone, personal liability would help protect you.

  • Medical Payments to Others – Should someone be injured on your property this insurance coverage found in your homeowner’s policy can help cover medical or funeral expenses.

  • Other Structures – Sheds, fences, barns, gazebos, detached garages and other items not attached to your home would be covered with other structures.

  • Loss of Use – With type coverage found within your homeowner’s policy would help pay for living expenses if you were unable to live in your home due to a loss covered by your policy.

Kentucky Life Insurance

  • Your family is your important to you and you want to be able to protect them now an in the future. Protecting your loved ones with a life insurance policy from State Farm is a great way to insure that they can maintain their standard of living after you pass away.

  • Why should I buy life insurance? - There are two main reasons people buy life insurance. They are they owe a debt or they want to take care of someone they love. Life insurance can be used to payoff debts that include loans for homes, loans for cars, and personal debts. By purchasing a life insurance policy you can ensure your loved ones can maintain their standard of living after you pass away.

  • Should I buy life insurance now or when I get older? – Those who are younger and healthier are less risky to insure with life insurance and thus have a lower premium. If you wait to buy life insurance until they are older may find that the cost is higher than if they began a life insurance policy when they were younger. Contact Scott Sutton State Farm to discuss options and how they suit your needs.

  • What types of life insurance is most suitable for me? – There are two types of life insurance coverages with a common type being term life insurance. Term insurance comes in three different periods: 10 year term, 20 year term, and 30 year term. With term life insurance you are covered just for the term of the policy. Scott Sutton’s team can review which amount and term length is most optimal. For example you may use a 20 year term to cover the time up until a young child moves out in their early 20s.

  • How much life insurance should I own? – There are many factors that can be included when deciding how much life insurance to buy. Contact Scott Sutton State Farm to schedule a review of your needs and our life insurance offerings to find the most suitable fit.

About Northern Kentucky

Northern Kentucky is one of the largest metropolitan areas in the Commonwealth of Kentucky. The counties that make up Northern Kentucky are Boone County, Kenton County, Campbell County, Braken County, Gallatin County, Grant County and Pendleton County. The most common abbreviation for Northern Kentucky is NKY. Upon completion of the John A. Roebling Suspension Bridge in the year of 1866 Northern Kentucky was connected by road to Cincinnati.

Cities that make up Northern Kentucky include:

  • Alexandria

  • Bellevue

  • Bromley

  • Butler

  • California

  • Carrollton

  • Cold Spring

  • Corinth

  • Covington

  • Crescent Springs

  • Crestview Hills

  • Crittenden

  • Dayton

  • Dry Ridge

  • Edgewood

  • Elsmere

  • Erlanger

  • Fairview

  • Falmouth

  • Florence

  • Ft. Mitchell

  • Ft. Thomas

  • Ft. Wright

  • Ghent

  • Glencoe

  • Gratz

  • Highland Heights

  • Independence

  • Kenton Vale

  • Lakeside Park

  • Ludlow

  • Melbourne

  • Mentor

  • Monterey

  • Newport

  • Owenton

  • Park Hills

  • Prestonville

  • Ryland Heights

  • Sanders

  • Silver Grove

  • Southgate

  • Sparta

  • Taylor Mill

  • Union

  • Villa Hills

  • Walton

  • Warsaw

  • Wilder

  • Williamstown

  • Woodlawn

  • Worthville

Our team has 37 years of combined experience to help you with all of your insurance needs. If it is filing a claim or contacting us about additional insurance policies we hare happy to help you.

ST

Susan Tabar

Account Manager
License #DOI-326293

TM

Tracy Mousa

Account Manager
License #DOI-1121247

This tab is currently Hidden . You can learn more about how to display job listings by clicking Help in the tab above.

Agent Licenses for Scott Sutton
KY-DOI-1085359
OH-1349390, IN-3645797

If you are using a screen reader and having difficulty with this website please call (859) 341-8700

Disclosures

Securities distributed by State Farm VP Management Corp.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Deposit products offered by U.S. Bank National Association. Member FDIC.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.